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IV. Speaking Out

Model 1 I want to blow it all.

John: Hey, Se-Jin, do you want to come shopping with me? My dad just gave me my monthly allowance and I want to blow it all.

Se-Jin: That sounds just like you, John! What do you want to buy? John: I don’t know…Some music CDs, maybe.

Se-Jin: If you spend all that money on things you don’t even know if you want, you won’t have any money left when you need it.

John: But if I just save my money, that doesn’t s sound like much fun either. Besides, I need some new CDs.

Se-Jin: You also need a financial advisor! Now Your Turn

A: Hey, do you want to come shopping with me? I just got some money from my part-time job, and I want to get rid of it right away. B: That’s your style. What do you want to buy? A: I don’t know…some fashionable clothes, maybe.

B: If you waste all your money on things you don’t even know if you want, you’ll be out of money completely when you need it.

A: But if I just hold on to my money…that doesn’t make much sense either. I really need some new clothes. What’s the point of saving lots of money without fun?

B: As I see it, you need a person to look after your money. Model 2 Can money buy everything?

Peter: I’m trying to think of ways to become rich. If I could get my hands on a lot of money, I’ll be really happy.

Jane: Do you really think so? I’m not so sure.

Peter: Of course, why wouldn’t I? I’d be able to have anything I want.

Jane: Well, there are plenty of people who have a lot of money but aren’t happy. What do you say to that?

Peter: But if I became a millionaire, I’d buy whatever I wanted. Jane: Can you buy true love? Can you buy the moon?

Peter: Maybe not, but I can buy a house with a lot of modern conveniences. Jane: So many people think like you do, buy look at all the divorces, suicides and murders among wealthy people. How do you explain that? Peter: Maybe there’s something in what you said. Now Your Turn

A: I really hope I can make a fortune. If I had a lot of money, I’d be as happy as a king.

B: Do you really believe so? I have my doubts about it.

A: Of course, why wouldn’t I? If I were a millionaire, there’s nothing I couldn’t

buy.

B: Well, can you but health? Can you but true friendship?

B: Maybe not. But I can but a big house and car, and make my life more comfortable.

A: Maybe you have a point there. Money can bring material comforts. But don’t forget, there are also divorces and suicides among wealthy people.

B: Well, there is some truth in what you said. Money cannot but real happiness. Model 3 I wonder if you could give me a loan. John: Hey, Se-Jin, I was just on my way to find you. Se-Jin: What’s up, John?

John: Se-Jin, I’m kind of broke, and you usually have a bundle tucked away. I wonder if you could give me a loan. Se-Jin: Dream on! I’m hard up myself.

John: You see, I want to buy some new stereo equipment, and I’m just about a hundred short.

Se-Jin: Why not save up for it?

John: The stores have all stuff on a huge sales promotion right now. I could save at least 30 percent!

S-Jin: John, I’d lend you money if you were in a jam. But a new stereo isn’t an emergency.

John: Then I’m afraid I have to find someone who is more easy-going.

Now Your Turn

A: Hi, I was trying to catch up with you. B: What happened?

A: Money had burned a hole in my pocket. You usually have some savings. I wonder if you can lend me some money?

B: You’re daydreaming. I’m short of money myself.

A: Look, I want to buy a digital camera, and I’m only short of 150 bucks. B: Why not save towards it?

A: The camera is on sale right now. This can save me almost 25 percent. B: Well, I’d lend you the money if you were in real redouble. But a new camera isn’t urgent.

A: Then I’m afraid I’ll have to try someone who’s more generous. V. Let’s Talk Story of a Miser

There was a miser who loved money more than anything else. Just before he died, he said to his wife, “Now, listen. When I die, I want you to take all my money and put it in the casket with me. I want to take my money to the afterlife with me.”

He made her promise with all her heart that when he dies, she would pit all the money in the casket with him. Then he died. He was laid in the casket, his wife was sitting there wearing black, and her friend was sitting next to her. When they finished the ceremony, just before the undertakers got already to close the casket, the wife said, “Wait a minute!” She had a box with her. She came over with the box and put it in the casket.

Then the undertakers locked the casket down, and they rolled it away. He friend said, “Girl, I know you weren’t fool enough to put all that money in there with your husband!”

She said, “Listen, I’m a Christian. I can’t go back on my word. I promise him that I would put all the money in the casket with him.”

“You mean you really put that money in the casket with him!?” “I surely did,” said the wife. “I wrote him a check.” more than money casket promise in the casket sitting black next to/beside close a box away/off

foolish all that money/the money a Christian on her word put the money a check

VI. Furthering Listening and Speaking Task 1: Giving Money to a Beggar

Susan: Hey, Robert, you gave that beggar some of your hard-earned cash? Robert: I know. He looked as if he needed help. Susan: Buy you’re always so careful with your money.

Robert: Yeah, I guess so, but I like to help when someone’s in need.

Susan: I just wonder why the guy doesn’t get a job and make his own living. Robert: It’s just not that simple, Susan. Some people have a hard time of it in life.

Susan: Maybe they waste all their money. If you give them money, they will just go on wasting it.

Robert: Life has been good to me, Susan, and I’d like to share some of my luck. the beggar as if

help

careful with/about a job people a hard time waste share good luck

Task 2: Buying a Machine

An American manufacturer is showing his machine factory to a potential customer. At noon, when the lunch bell rings, two thousand men and women immediately stop working and leave the building.

“Your workers, they’re escaping!” cries the visitor. “You’ve got to stop them.” “Don’t worry, they’ll be back,” says the American. And indeed, an exactly one 0’clock the bell rings again, and all the workers return from their break. When the tour is over, the manufacturer turn s to his guest and says, “Well, now, which of these machines would you like to order?”

“Forget the machines,” says the visitor. “How much do you want for that bell?” 1.T 2.F 3.F 4.T 5.T

Task 3: An Introduction to Credit Cards

Credit cards are plastic cards issued by a bank or other financial institutions allowing the holder to buy goods and service without using cash. Many American don’t like to carry much cash. For them the cards are convenient and safe to use. Credit cards are gaining popularity, even for buying small items. They are accepted almost everywhere, though not at fast food restaurants.

Credit cards allow you to purchase things that you may not currently have the money to buy. When you use a credit card, the credit card company that issued the credit card pays the store. Later, a bill will be mailed to you by your credit card company for the amount you purchased. At that time, you can either pay the bill in full, or only pay a minimum amount, and wait till later to finish paying. If you wait till later, you will owe the credit card company interest on the amount that you do not pay. 1.D 2.C 3.B 4.C 5.A Speaking

Can you change a twenty-dollar bill? Cashier: How can I help you, Miss? Jill: Could you change a 20 for me? Cashier: Sure. How do you want it?

Jill: Could I have two 5’s, but not enough 1’s. Are quarters all right with you? Cashier: Well, I have some 5’s, but not enough 1’s. Are quarters all right with

you?

Jill: Oh, that’s even better! In that case, I won’t have to worry about the small change for the laundry. Cashier: Here you are! Jill: Thanks a million! unit 10 1 boundaries 2

3 appointed 4 5 ensure bccdc 1

2 destroyed 3 chosen 4 guns 5 bridges 6 effectively 7 coal