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Because when politicians encourage people to spend money to get out of the recession, they also advise people to save more. Similarly, when banks offer higher interest rates to increase savings they send credit card offers to let people spend more.

People who don't pay the credit card bill on time are called failing consumers in trouble, and those who pay the credit card bill are called valued customers.

Because they are regarded as the defender of morals and proper deeds. Schools are the places where students learn what is right and what is wrong. Parents are supposed to have the responsibilities to well behave their children. Politicians always try to impress people with their high moral standards.

Because these permissive messages are everywhere we look and we are

constantly surrounded by the advertisement that encourages people to spend.

Because each advertisement is doing its utmost to influence people's buying decisions and provide information as to what to buy, from breakfast cereal to vacation cruises.

On one hand, people want to buy more things because they derive pleasure from treating themselves. On the other hand, they try to control their appetite and avoid falling into debt.

They can go to financial literacy classes, consult with the school's financial aid office or seek input from parents or other respected adults. They can also find a partner to help them stay on track. Most importantly, when having financial troubles, they shouldn't feel embarrassed to ask for help to avoid more serious financial problems.

Concerning money issues, we should be smart and educated, not affected by the contradicting messages from our environment. We should choose a suitable way of financial management according to our own conditions

Commercial advertisements to persuade people to buy their products, such as: ? education-oriented advertisements that provide various courses to attract parents and students;

? food and grocery advertisements to give on sale information to their customers;

? health training & maintenance advertisements designed to target different age groups to promote their fitness services;

- Public service advertisements to stimulate the public interest and push them to take actions

Offer discount prices. ? Send giveaways.

? Use new technologies such as online shopping. ? Compare with other merchandises.

I will spend because life is so short and I don't want to be thrifty or spend money carefully, which will drive me crazy. I only know I should enjoy my life while I'm still young and healthy.

? I will save because with the worsening economic situation everywhere, I don't know what would happen to me in the future. To be responsible for myself, I have to save some money for the future.

When I don't have much pocket money with me.

? When I want to buy something inexpensive but I can't afford it.

? When I don't have money to hang out with my friends and classmates. ? When I see many things I don't need surrounding me.

Record how much they have spent. ? Try to use cash instead of credit card.

? Withdraw only certain amount of money from bank. ? Never borrow money from other people. ? Only buy things they need.

1. The \

message asks people to spend; therefore, they 2.

It is a(n)

(contradict) each other.

(paradox) that in some odd way world peace appears to

depend on our spending millions of pounds on weapons that can kill us all. 3.

It is far more effective for parents to allow for the child's

(perspective)

and let him make his own choice rather than make a decision for him.

4. When you are writing any directions for people, you've got to be direct and

(explicit) to make everything rightly understood.

5.

The new teaching program was

(suspended) last semester because

the teachers in the department protested its demand for more intense work.

6. He is a very considerate and generous person, and he is also one of those

who can often 7.

(derive) pleasure from helping others.

(defy) their

Many children are addicted to computers, so they often

parents and play the computer games for hours every day. 8.

My roommate is always very optimistic, and that's why he still

(retains)

his good humor after all the setbacks.

9. There is a widely held suspicion that the politician, though retired, still has

great power and is

(manipulating) events behind the scenes.

10. The organization has been working with local authorities as well as

regional government and officials to

(tackle) the problem of climate.

browser messenger consume negotiation objection reaction constitution

cultivation definition expansion concentrate civilize

1.

Public opinion was becoming more about them.

(concentrated) on environmental

pollution problems; more and more people were discussing and arguing 2.

Martin Luther King is a(n) (messenger) who worked for peace; he has

shown the Western world that a struggle can be waged without violence. 3. Every man ought not to steal, cheat, or destroy the property of others.

There is no place for this sort of behavior in a(n) 4.

(civilized) society.

The right to pursue happiness is promised to Americans by the US (Constitution) , but nowadays no one seems quite sure what exactly is meant by happiness.

5.

You will need to replace your old (browser) and install a new one. You

will need this new software to view web pages.

6. Rock music appealed to Sandy so much that she turned up the volume on

her player, paying no attention to her father's

(objection) .

7. As a college student, you should learn things extensively and aim for a(n)

(expansion) of knowledge well beyond your area of specialization.

8. Because women care much about their appearance and restrict their diet

in an effort to control weight, they may not food. 9.

The problem is that most students don't really know the exact

(consume) enough iron-rich