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他的另一个新的不。这是一个特别版劳斯莱斯。在世界上有不到2打的这样的。用干邑的吧，一一二缸发动机（气缸），和一个平稳。

--如果你飞的话，你就不会开一个面包卷。所以，你知道，你只是飞。

他决定买一辆车，这是他每天都能用的。然后他决定买一辆车，他知道这是不实际的，这是一个幻想的他。这是一点，在有些方式，他总是想要。他试图做出一些决定是一件非常正常的事情，但他却有点乐趣。

--上次我们谈话时，你说的是钻石。发生了什么事？

——嗯，我得到了钻石！在所有大的十一克拉。

--我认为这是一个非常甜蜜的事情。他有他的幻想，她有她的，有钻石是她一直想要的东西。

几周后的大胜利，这对情侣关上了他们的餐厅，称为宾利的。现在他们有更多的时间去旅行，高尔夫，并打在船上艾伯特刚刚买。还有，很多的相同。他们住在同一个房子里，在同一个地方，他们都长大了。

——我们试着把每一件事情和以前一样。你知道，我们试着不让钱改变我们。

-我们的文化需要我们相信如果我们不快乐，如果我们有更多的钱，我们会幸福。研究表明，这是不真实的。你仍然有时早上醒来会有头痛你会偶尔醒来，有时心情不好。有时你还会和你的朋友打架。它不会让所有的更好。有更多的钱不一定会提高你的素质我们的关系或幸福，你实际上已经在你的生活。什么钱可以让我们做出更多的选择。做出明智的选择是什么使我们快乐。

尽管每个人的梦想都实现了，但艾伯特仍然认为钱。

--钱的压力不在那里，但其他压力的钱来了，所以，你知道，我的意思是，你从来没有完全免费的东西担心。

艾伯特是个非常聪明的人。他明白钱将为他创造一系列的问题。

-我仍然认为我们中的大部分人都会在艾伯特的任何一天中交易我们的钱的问题。

我认为我们中的大多数人都认为如果我们有更多的钱，我们的生活会得到解决的问题。但我的建议是，不一定是这样的-钱提供了更多的选择，但它不给我们幸福（极快乐的）回答。

Listening in

Passage 1

Presenter: With me today is Tara Black, author of The History of Money. Tara, before we had

money, we exchange things, didn’t we?

Tara: Yes, that’s right. In stone age, people exchanged things like salt or cattle. But of

course the problem is that the things you exchange don’t last. And so money was introduced as a more permanent way of paying for things. And of course, money’s also a lot easier to use. You can carry it around you very easier.

Presenter: So when did people start changing from exchanging goods to paying for things with

money?

Tara: Well, as far back as 5000BC, people in China and the Middle East were

exchanging metals for goods.

Presenter: As long ago as that?

Tara: Yes. The first silver ingots（金银铸块、锭）… Presenter: Silver bars?

Tara: Yes, they appeared around 2200BC in Europe and were used as currency. Coins

then appeared in Lydia around 700BC.

Presenter: Lydia?

Tara: Lydia is a country in what’s now known as Turkey. Then other countries followed

their example and started producing them. A Greek coin, the drachma（德拉克马，希腊原货币单位）, became the standard form of money in large parts of Asia and Europe.

Presenter: And the first paper money?

Tara: Paper money was first used in china around 960AD. Presenter: It’s always China, isn’t it? Tara: Quite often, yes.

Presenter: So as well as being long-lasting and convenient, a big advantage of coins and paper

money is that they have a standard value.

Tara: Yes, they’re known as representative money. Every coin or paper has a certain

value that doesn’t depend on the actual value of the paper or metal.

Presenter: And how did banks started?

Tara: Both the early Persians and the Ancient Egyptians had store houses where they kept

their country’s grain- we’re talking about 3000BC. They exchanged the grain for promissory notes. This meant a written promise to pay back a sun of money to someone. Really, these storehouses can be seen as the first banks.

Presenter: I see.

Tara: So over a great many centuries banks became places where money was deposited and

lent. And they guaranteed that a note of a certain amount of silver.

Presenter: And then there was the gold standard, wasn’t there?

Tara: Yes, the golden standard was applied all over the world from 1870 to 1915 but it

was slowly abandoned.

Presenter: When did it became easier…

主持人:我今天是塔拉黑色的作者,历史的钱。泰拉,我们没钱,我们交流的东西,不是吗? 塔拉:是的,没错。在石器时代,人们交换诸如盐或牲畜。当然问题是那些你交换不会长久。介绍了,因此金钱作为一个更持久的付费方式的东西。当然,钱也很容易使用。你可以把它围在你周围的人很容易。

推荐者:什么时候开始发生变化,从交换货物支付事情与钱吗? 塔拉:嗯,早在公元前5000年,人们在中国和中东交换货物是金属。

推荐者:早吗?

塔拉:是的。第一个银锭(金银铸块,锭)… 推荐者:银条吗?

塔拉:是的,他们出现在公元前2200年的欧洲,用作货币。硬币然后出现在莉迪亚公元前700年左右。

推荐者:莉迪亚?

塔拉:莉迪亚是一个国家在现在称为火鸡。那么其他国家跟着他们的例子并开始生产。希腊的一个硬币,drachma(德拉克马、希腊原货币单位成为了标准形式的货币在大部分亚洲和欧洲。 推荐者:好,第一张纸币吗?

塔拉:纸币首次使用在中国是公元960年。 推荐者:它总是中国,不是吗? 塔拉:通常,是的。

推荐者:作为持久方便,一个很大的优势的硬币和纸币是他们有一个标准的价值。

塔拉:是的,他们是被称为代表金钱。每枚硬币或纸具有一定的价值,不依赖于实际价值的文章或金属。

推荐者:银行是如何开始?

Passage 2

Speaker 1: As a student, you are probably living on a very limited amount of money, so here are

our top useful tips to help you make your money go further.

Speaker 2: One. Say no to credit cards! Banks may encourage you to use their cheap credit

card facilities where you buy now and pay later. It looks great but it’s easy to get into debt. If you do have a credit card, hide it and get it out only when you absolutely have to.

Speaker 1: Two. Look for bargains! You can look great in second-hand shops and charity shops.

Learn to love eBay and look there first rather than in shop windows. It could make all difference.

Speaker 2: Three. Stick to a budget! Work out exactly how much you have coming in each

month and your necessary expenditure（花费、开销）-what you absolutely must spend, like rent, bill and food before you look at your disposable（可支配的）income- this means what you’ve got left for any extras and treats. Think first – do you really need that pair of shoes and can you afford to go to a restaurant this month?

Speaker 1: Four. Give up your bad habits(or at least keep them under control)! If you smoke,

buy expensive coffee or regularly eat out, giving it up or at least reducing the amount you spend on these things will save you more than you’d think.

Speaker 2: Five. Find ways to save money! If you got to the supermarket at the end of the day

you may find some fresh produce like meat and vegetables marked down in price. If you go to afternoon shows at the cinema or theatre you will save money while still going out and enjoy yourself.

Speaker 1: Six. Beg and borrow before you buy! If you need a book for an essay, has anyone

else got it? Try and borrow it rather than buy it.

Speaker 2: Seven. Plan ahead! A lot of unnecessary spending occurs because people fail to plan

ahead and have to spend a lot of money at the last moment. Check your diary. When you need those books .for your essay to write in June? Can you borrow them now? Or

you need to make a trip. Can you buy the tickets in advance rather than at the last moment at a higher price?

Speaker 1: The economical habit you develop now while you’re at college will help you in later

life. Don’t think ‘I’m poor and miserable’ but instead tell yourself ‘I’m developing a highly important like skill.’ And it’s absolutely true.

……When I go out, I go fast, it feels good. Even if for a few moments, it, it’s, it’s just the most

exhilarating（使人异常兴奋的）, most wonderful, most magical things that can happen. And I know that I’m, I’m young again and it’s worth every day. It keeps me happy for a month.

演讲1：作为一个学生，你可能生活在一个非常有限的数额的钱，所以这里是我们的最有用的提示，以帮助您使您的钱去。

演讲者2：一。说没有信用卡！银行可能会鼓励你使用他们的廉价信用卡设施，你现在购买和支付。它看起来很好，但很容易陷入债务。如果你有信用卡，藏起来，只有当你绝对要。

演讲者1：2。寻找便宜货！你可以在二手商店和慈善商店里看起来很棒。学习爱易趣网，先去看看，而不是在商店橱窗里。它可以使所有的差异。

扬声器2：三。坚持预算！知道你有多少，每个月的到来，你需要支出（花费，开销）-你必须花，像房租，之前比尔和食品看着你的可支配收入（可支配的）-这意味着你得到了什么，留下任何额外的治疗。先想想，你真的需要这双鞋，你能不能去一个餐厅这个月？

扬声器1：四。放弃你的坏习惯（或者至少让他们在控制之下）！如果你吸烟，买昂贵的咖啡或者定期吃东西，或者至少减少你在这些食物上的花费事情会比你想象的更能节省你的。

扬声器2：五。找到省钱的方法！如果你到了一天结束的超市，你可能会发现一些新鲜农产品，如肉类和蔬菜的价格下降了。如果你去下午表演在电影院或剧院，你可以节省金钱，同时还可以出去享受自己。

扬声器1：六。在你购买前请先借钱！如果你需要一本书的文章，有没有人得到它？尝试和借用它，而不是购买它。

扬声器2：七。提前计划！很多不必要的支出是因为人们无法提前计划，并在最后时刻花了很多钱。检查你的日记。当你需要这些书的时候或者你的文章写在六月？你现在可以借他们吗？或者你需要去旅行。你能在一个更高的价格买机票，而不是在最后一刻吗？

演讲者1：你现在在大学时养成的经济习惯，在以后的生活中会帮助你的。不要认为“我是可怜的和痛苦的”，而是告诉自己“我正在开发一个非常重要的升艾克技能。”这绝对是真的。

当我出去的时候，我走的很快，感觉很好。即使片刻，它，它，它是最令人兴奋的（使人异常兴奋的），最精彩，最神奇的事情会发生。我知道我是，我是年轻又一次，它的价值每一天。它让我快乐了一个月。

Unit5 Outside View

In South Korea, women are participating more in the economic and political sectors than they were a decade ago. But career aspirations for female students in South Korea still tend to be based on the traditional division of gender roles. They are accustomed to thinking of such jobs as teaching and nursing, what their male counterparts aim to become scientists and judges. Many of these young women are aware that if they want to be independent they need to train so they can have their own source of income. In the previous generation, women did not have the right to speak, because they did not have their own financial support. Therefore, our generation of women must work to be financially independent. The growth in the number of women who work has caused the typical South Korean household to change. For example, there are more women living alone. This is because they can make their own money rather than depend on a man to support them. There has also been a rapid rise in the number of families in which both parents work. Married women increasingly want to participate in society but they need to balance family life and work. After marriage, we all struggle with how to take care of our children and work. The introduction of day care centers at some work places, such as the Chohung bank, has helped to make it possible for mothers to work. Whilst these women are at work, their children are in the day care center. There they are usually very well looked after, receiving a balanced diet, playing lots of games and doing plenty of exercise. Day care centers are increasingly popular all across the world because they enable parents to work. Women employees at Chohung Bank find it a big help, although the system is far from perfect. So far, my children have been well taken care of by our day care center. However, it will be difficult when my children go to elementary school because I often have to work late. Who will take care of them? Our family recently decided to live together with our grandparents who might be able to take care of my children. Mothers also face other problems when they go to work. Women have traditionally been responsible for raising their children and often feel a strong sense of guilt when they put their children into day care. Some worry that it will have a negative impact on their children and that they may fail as a parent. On top of this, South Korean women often end up being less well paid than men with the same education. Korean women’s status in the labor market has not been much improved in spite of a continuing rise in their presence in the labor force and the level of their education. The majority of working women are still crowded in low wage and low status jobs many of which are found in the secondary market. So there are still lots of issues facing women going to work--- they are still having to choose between their families and their careers. What can be done to ensure that women are rewarded for their valuable contribution to the working world?

在韩国，女性在经济和政治方面的参与比十年前的要多。但韩国女学生的职业抱负仍倾向于以其为基础传统性别角色划分。他们都习惯于把自己的工作当作教学和护理，他们的男性同行的目标是成为科学家和法官。许多这些年轻妇女都知道，如果他们想独立，他们需要训练，这样他们就可以有自己的收入来源。在上一代，女性没有发言权，因为他们没有哈我有他们自己的财政支持。因此，我们这一代的妇女必须工作在财政上独立。工作造成的妇女人数的增长导致了典型的韩国家庭改变。例如，有更多的妇女单独居住。这是因为他们可以自己赚钱，而不是靠一个人来支持他们。也有在家的人数迅速增加在父母都工作的家庭。已婚妇女