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附表一 复利终值系数表 计算公式：复利终值系数=?1?i?，S=P?1?i?

nnP—现值或初始值；i—报酬率或利率；n—计息期数；S—终值或本利和

附表一 复利终值系数表 续表 注：*〉99 999

计算公式：复利终值系数=?1?i?n，S=P?1?i?n

P—现值或初始值 i—报酬率或利率 n—计息期数

S—终值或本利和

附表二 复利现值系数表 注：

计算公式：复利现值系数=?1?i?-n，P=S?1?i?n=S?1?i?-n P—现值或初始值；i—报酬率或利率；n—计息期数；S—终值或本利和

附表二 复利现值系数表 注：*<0.0001

计算公式：复利现值系数=?1?i?-n，P=S?1?i?n=S?1?i?-n P—现值或初始值；i—报酬率或利率；n—计息期数；S—终值或本利和

附表三 年金终值系数表

续表 期数1234567891011121314151617181920212223242526272829304050601%1.00002.01003.03014.06045.10106.15207.21358.28579.368510.46211.56712.68313.80914.94716.09717.25818.43019.61520.81122.01923.23924.47225.71626.97428.24329.52630.82132.12933.45034.78548.88664.46381.6702%1.00002.02003.06044.12165.20406.30817.43438.58309.754610.95012.16913.41214.68015.97417.29318.63920.01221.41222.84124.29725.78327.29928.84530.42232.03033.67135.34437.05138.79240.56860.40284.579114.053%1.00002.03003.09094.18365.30916.46847.66258.892310.15911.46412.80814.19215.61817.08618.59920.15721.76223.41425.11726.87028.67730.53732.45334.42736.45938.55340.71042.93145.21947.57575.401112.80163.054%1.00002.04003.12164.24655.41636.63307.89839.214210.58312.00613.48615.02616.62718.29220.02421.82523.69825.64527.67129.77831.96934.24836.61839.08341.64644.31247.08449.96852.96656.08595.026152.67237.995%1.00002.05003.15254.31015.52566.80198.14209.549111.02712.57814.20715.91717.71319.59921.57923.65825.84028.13230.53933.06635.71938.50541.43144.50247.72751.11454.66958.40362.32366.439120.80209.35353.586%1.00002.06003.18364.37465.63716.97538.39389.897511.49113.18114.97216.87018.88221.01523.27625.67328.21330.90633.76036.78639.99343.39246.99650.81654.86559.15663.70668.52873.64079.058154.76290.34533.137%1.00002.07003.21494.43995.75077.15338.654010.26011.97813.81615.78417.88920.14122.55125.12927.88830.84033.99937.37940.99644.86549.00653.43658.17763.24968.67774.48480.69887.34794.461199.64406.53813.528%1.00002.08003.24644.50615.86667.33598.922810.63712.48814.48716.64618.97721.49524.21527.15230.32433.75037.45041.44645.76250.42355.45760.89366.76573.10679.95487.35195.339103.97113.28259.06573.771253.29%1.00002.09003.27814.57315.98477.52339.200411.02913.02115.19317.56020.14122.95326.01929.36133.00336.97441.30146.01951.16056.76562.87369.53276.79084.70193.324102.72112.97124.14136.31337.88815.081944.810%1.00002.10003.31004.64106.10517.71569.487211.43613.58015.93718.53121.38424.52327.97531.77335.95040.54545.59951.15957.27564.00371.40379.54388.49798.347109.18121.10134.21148.63164.49442.591163.93034.8注：

nn??1?i??11?i??1计算公式：年金终值系数=，S=A

A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；S—年金终值或本利和

ii附表三 年金终值系数表 续表

期数12345678910111213141516171819202122232425262728293040506012%1.00002.12003.37444.77936.35288.115210.08912.30014.77617.54920.65524.13328.02932.39337.28042.75348.88455.75063.44072.05281.69992.503104.60118.16133.33150.33169.37190.70214.58241.33767.092400.07471.614%1.00002.14003.43964.92116.61018.535510.73113.23316.08519.33723.04527.27132.08937.58143.84250.98059.11868.39478.96991.025104.77120.44138.30158.66181.87208.33238.50272.89312.09356.791342.04994.51853515%1.00002.15003.47254.99346.74248.753711.06713.72716.78620.30424.34929.00234.35240.50547.58055.71865.07575.83688.212102.44118.81137.63159.28184.17212.79245.71283.57327.10377.17434.751779.17217.72922016%1.00002.16003.50565.06656.87718.977511.41414.24017.51921.32225.73330.85036.78643.67251.66060.92571.67384.14198.603115.38134.84157.42183.60213.98249.21290.09337.50392.50456.30530.312360.8104364605818%1.00002.18003.57245.21547.15429.442012.14215.32719.08623.52128.75534.93142.21950.81860.96572.93987.068103.74123.41146.63174.02206.34244.49289.49342.60405.27479.22566.48669.45790.954163.22181311419020%1.00002.20003.64005.36807.44169.929912.91616.49920.79925.95932.15039.58148.49759.19672.03587.442105.93128.12154.74186.69225.03271.03326.24392.48471.98567.38681.85819.22984.071181.97343.94549728173324%1.00002.24003.77765.68428.048410.98014.61519.12324.71331.64340.23850.89564.11080.496100.82126.01157.25195.99244.03303.60377.46469.06582.63723.46898.091114.61383.11716.12129.02640.922729195373*28%1.00002.28003.91846.01568.699912.13616.53422.16329.36938.59350.39965.51084.853109.61141.30181.87233.79300.25385.32494.21633.59812.001040.41332.71706.82185.72798.73583.34587.75873.269377819103*32%1.00002.32004.06246.36249.398313.40618.69625.67834.89547.06263.12284.320112.30149.24198.00262.36347.31459.45607.47802.861060.81401.21850.62443.83226.84260.45624.87425.79802.912941207874**36%1.00002.36004.20966.725110.14614.79921.12629.73241.43557.35278.998108.44148.48202.93276.98377.69514.66700.94954.281298.81767.42404.73271.34450.06053.08233.111198152302071428172609890**注：*>999 999.99

nn??1?i??11?i??1计算公式：年金终值系数=，S=A

A—每期等额支付（或收入）的金额；i—报酬率或利率；n—计息期数；S—年金终值或本利和

ii附表四 年金现值系数表